Terms of Use

1. Acceptance of Terms

By accessing or using Debt-Basics.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.

2. Educational Purpose Only — Not Financial Advice

Debt-Basics.com is an educational resource only. All content on this Site, including articles, guides, and calculators, is provided for general informational and educational purposes only.

Nothing on this Site constitutes financial, investment, legal, tax, or accounting advice. The content does not take into account your individual financial situation, goals, or needs and should not be relied upon as a substitute for professional advice.

Always consult a licensed financial professional before making any financial decision, including decisions related to debt consolidation, refinancing, bankruptcy, or any other financial product or strategy discussed on this Site.

3. No Lender Relationship

Debt-Basics.com is not a lender, broker, bank, financial institution, debt relief company, or credit counseling agency. We do not offer, arrange, underwrite, or refer any financial products. Submitting information on this Site does not constitute a loan application and does not guarantee any financing.

4. Accuracy of Information

We make reasonable efforts to ensure the accuracy of the information on this Site, but we make no warranties or representations about the completeness, reliability, or accuracy of any content. Interest rates, loan terms, and financial regulations change frequently — always verify current information with a licensed professional or official source.

5. Intellectual Property

All content on this Site — including text, graphics, logos, and design — is the property of Debt-Basics.com and is protected by applicable copyright law. You may not reproduce, distribute, or create derivative works without our prior written permission.

6. Limitation of Liability

To the fullest extent permitted by law, Debt-Basics.com, its owners, editors, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this Site or any information contained herein.

7. Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Site constitutes acceptance of the revised Terms.

8. Contact

Questions about these Terms? Contact us at info@debt-basics.com or via our contact form.

Debt-Basics.com
info@debt-basics.com