Privacy Policy

1. About This Policy

Debt-Basics.com ("we," "us," or "our") operates this website as a free educational resource. This Privacy Policy explains what information we collect when you use our site, how we use it, and your rights regarding that information. By using Debt-Basics.com, you agree to the practices described here.

2. Information We Collect

Information you provide directly: When you submit our contact form or sign up for our newsletter, we collect the name and email address you voluntarily provide.

Automatically collected data: Like most websites, we collect standard server log data (IP address, browser type, pages visited, referring URL) and may use cookies or similar technologies for analytics and to improve site performance.

No sensitive financial data: We do not collect Social Security numbers, bank account information, or credit card numbers.

3. How We Use Your Information

• To respond to your contact form messages or topic suggestions.
• To send newsletter and educational content updates you have signed up for.
• To improve site content, navigation, and user experience.
• To comply with applicable laws and regulations.

We do not sell your personal information to third parties, and we do not share it with lenders, brokers, or financial service providers.

4. Cookies & Analytics

We may use third-party analytics tools (such as Google Analytics) that set cookies to help us understand how visitors use our site. These cookies do not identify you personally. You can disable cookies in your browser settings at any time.

5. Third-Party Links

Our site contains links to third-party websites, such as government agencies and nonprofit organizations. We are not responsible for the privacy practices of those websites. We encourage you to review their privacy policies before submitting any personal information.

6. Data Retention & Security

We retain contact form and newsletter data only as long as necessary to fulfill the purpose for which it was collected or as required by law. We use commercially reasonable technical and organizational measures to protect your information, but no transmission over the internet is 100% secure.

7. Your Rights

Depending on your jurisdiction, you may have the right to access, correct, or delete the personal information we hold about you. To exercise any of these rights, please contact us at info@debt-basics.com.

8. Children's Privacy

Debt-Basics.com is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has submitted information to us, please contact us and we will promptly delete it.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised "Last updated" date. Continued use of the site after changes are posted constitutes your acceptance of the updated policy.

10. Contact Us

Questions about this Privacy Policy? Email us at privacy@debt-basics.com or use our contact form.

Debt-Basics.com
General: info@debt-basics.com
Privacy Officer: privacy@debt-basics.com